Classic Auto Insurance Services

Special Insurance for Antique or Classic Cars

Every vehicle you own needs to be insured. However, if you own a classic or collectible car, there are special considerations. Fortunately, we have the unique policies you need at Canby Insurance & Investment.

Since classic and collectible cars often register as older vehicles, they aren’t evaluated at their true market value according to standard insurance practices. This means if you have an accident, you could end up paying more for repairs and replacements because your policy doesn't provide sufficient coverage for these older vehicles.

This is not a chance worth taking, especially for a classic car you love. At Canby Insurance & Investment, we understand how much time and effort you put into your car. That’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.

With classic and collectible car insurance, one size does not fit all. Classic and collectible car insurance is different from ordinary car insurance because it’s geared to cover the full collectible value of your car.

In the same way that you would customize your ride, you need a customized classic car policy that takes into account the car's collectible value, the miles you drive each year, and many other personalized adjustments.

Unlike standard auto insurance policies, you only pay for what you need because you won’t need full-time coverage. You’ll be surprised at how affordable complete coverage can be for classic and collectible car owners like you.

How to Qualify for Collectible Car Insurance

At Canby Insurance & Investment, we'll do everything we can to make sure you and your car are protected. Your insurance carrier may require some additional information to provide full coverage for your car. It's useful for us to gather this information in advance so that if you need to file a claim someday, everything will be in order.

Usage

It is your car, and you should feel free to drive it whenever you please. We will tailor your policy to reflect your driving habits.

Storage

Your collectible car should be stored inside a secure locked garage or structure. This could include storage facilities such as a residential garage, barn, secure rental storage unit, and more. Let’s talk about your storage solutions.

Regular-Use Vehicles

Since you don’t need to drive your baby every day, carriers will require that you maintain regular use insurance in your name on a daily driver vehicle. Customarily, motorcycles do not qualify as a daily driver nor does public transportation.

Driver Eligibility

As with other forms of auto insurance, your driving history will also be taken into account. Serious infractions within the last five years such as DUI, excessive speeding, driving recklessly, or an alcohol citation could affect your eligibility.

However, these infractions may not necessarily disqualify you. Minor traffic violations or accidents per household are generally acceptable.

Trustworthy Local Insurance Agents

The quality of your insurance matters. From paying your premiums to handling a claim, you need a team you can trust behind you. That's what you get when you choose Canby Insurance & Investment for your insurance needs.

For us, it's all about providing value. This shouldn't be confused with cost. The cheapest policies are not always the best. We focus on looking for policies that meet your needs today, tomorrow, and for the years to come. We'll look at your finances and understand your lifestyle needs to make sure you're covered properly.

At Canby Insurance & Investment, we're invested in our community. We're a local, family-owned agency, and we've been serving clients since 1979. As an independent agency, our licensed agents can offer you more choice and control than ever before.

Call us today! We're available for free quotes and free evaluations. We even offer same-day appointments.