Rental Insurance Services

Protect Your Possessions When You Rent

You might think that the stuff you have accumulated isn’t worth that much. However, if you lose everything, you'll realize how much it costs to replace it all. Buying a new bedroom set, clothing, or a computer can cost much more than you think, especially if your current ones are older or out of date.

That's why we always recommend renters insurance at Canby Insurance & Investment. Most of our clients are surprised to discover how affordable coverage can be!

It's also versatile. Besides covering all your stuff, it covers you from being held liable if someone hurts themselves while they are in your home. If someone sues you and the judgment goes against you, your insurance policy will cover you up to a certain limit.

The question remains. Do you need insurance if you rent? According to recent estimates, nearly two-thirds of the 81 million people who rent their homes are uninsured for their contents or for any liability arising out of their tenancy.

Do the math and add up how much it would cost to replace your belongings. Then, check the terms of your lease and see if carrying a policy is required by your landlord. Finally, request a rental insurance quote to verify just how affordable it is to protect your belongings from perils like theft, vandalism, fire, and falling objects.

Canby Insurance & Investment can help you find the coverage you need at a price you can afford. Get a free evaluation with a same-day appointment when you call now!

Learn About the Scope of Your Rental Coverage

Rental insurance covers virtually all of your personal possessions. Most policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras, photography equipment, furniture, clothing, glassware, china, and books.

Items such as computers, jewelry, furs, watercraft, and firearms can also be covered with extended protection. Your renter's insurance policy will generally include:

• Personal property protection
• Family liability protection
• Guest medical protection
• Additional living expenses
• Additional protection
• Temporary housing
• Liability protection for people on your property
• Lawsuits where you are held responsible for injury to another person or damage to another person's property (whether the incident occurred within your rented residence or elsewhere)

All it takes is five minutes with a calculator to add up the cost of replacing everything you own. What if you came home tomorrow and your apartment had burned down? Where would you go? How would you pay to replace your clothing, furniture, and appliances? With insurance, you can be confident in your answers to all those questions.

Choose the Local, Family-Owned Agency You Trust

At Canby Insurance & Investment, we know that talking about insurance isn't what our clients really want to be doing. That's why we work hard to make picking the right insurance easy, and we'll always be there for you if you need to change your policy or make a claim. We can provide the comprehensive support you need.

We're here to help you find value. Everyone has unique insurance needs, and we believe that cheaper isn't always better. We want you to have the coverage you can afford with enough protection in case of an emergency. It's a nuanced job, but we've been helping clients since 1979. We can help you as well!

Because we're an independent insurance agency, we get to pick and choose what companies we work with. That means we work with only the best companies with the best policies and best claims service. We want to make sure you get the best!

Call us today! We'll help you forge the strongest shield possible to protect you and the things you care about most.