Motorcycle Insurance Services

Understanding Motorcycle Insurance

At Canby Insurance & Investment, we understand how exhilarating owning a motorcycle can be. However, we also understand the risks. According to statistics from the National Safety Council, a motorcycle accident that causes serious bodily injury happens every six minutes in the United States.

More than that, 80% of all motorcycle crashes result in a fatality, and motorcycle theft is on the rise. It's estimated that only about a quarter of stolen motorcycles are recovered.

These figures can seem daunting, but they shouldn't dissuade you from the dream of the open road. Instead, make sure you have the protection you need with proper insurance. Insurance is about managing your risks above any other consideration. Without insurance, all it takes is one accident to ruin you financially.

Canby Insurance & Investment is here to make sure you have the right coverage for your needs. Our insurance agents will do their best to get you the best motorcycle coverage for the most reasonable cost.

Our independent insurance agents have been doing this for a long time, and we know lots of ways to save and even more ways to protect you and avoid any dangerous insurance gaps. Keep reading to learn more about your coverage options. If you're ready for a free quote and personal evaluation, please call today!

Explore Your Motorcycle Insurance Options

Motorcycle insurance will have mandatory minimums, but you can also upgrade and personalize your policy. This allows you to create motorcycle coverage that matches your needs and budget. Many of these extras are reasonably priced, and they can round out your policy for comprehensive coverage.

• Additional liability coverage is something all riders should carefully consider. By purchasing both liability insurance for others and uninsured motorist coverage at higher limits, you will greatly reduce the risk of financial loss to yourself.
• Collision insurance covers you in case you are in an accident that is your fault. This insurance pays to repair your bike minus the cost of your deductible.
• Comprehensive insurance is a good option to consider. It pays for fire, vandalism, theft, hail damage, storms, and other non-traffic accident claims.
• Roadside assistance is one of those things you never think you’ll need but will be thankful for if you ever break down far from home. Roadside assistance pays for jumps, gas, or towing your bike home or to the nearest facility.
• Bike accessory coverage covers replacement or repairs on any expensive customizations and personalization you have added onto your bike
• Total loss insurance pays to replace your bike. Other policies only pay fair market value, which typically will not provide enough for a new bike.
• Rental vehicle coverage is something you may wish to consider if you are planning a long road trip or you often ride far from home. This helps cover the cost of towing and rentals if your bike breaks down.
• Trip interruption coverage helps pay for lodging, food, and a substitute vehicle when a mechanical breakdown or a covered loss occurs more than 100 miles from home. It's a great way to protect your road trips.
• On-road insurance for off-road vehicles covers your dirt bike or ATV on the road. We consider this essential and very affordable.

You can trust our team at Canby Insurance & Investment when you need to make a decision on insurance for your bike. As an independent company, we are not tied to just one insurance company. We have several top-rated insurance carriers to make sure you get the very best motorbike insurance and the lowest premiums.

Also, be sure to ask about discounts! We can help see if you qualify for discounts on your motorcycle to save each month.

• Reduced fees for Harley Davidson bikes
• LoJack discount
• Safety course discount
• Motorbike endorsement discount
• Discount for homeowner insurance or other vehicles

We're ready to help you at Canby Insurance & Investment. We encourage clients to pair their motorcycle insurance with other policies so they can save. Click on the button below to explore your options for boat insurance as well.

Local Insurance Agents With Integrity

No one enjoys buying insurance, but finding the right policy is worth your time, effort, and money. Finding the right policy is a question of value. We'll help you explore the options not just to save money but to get the coverage you really need. It's about finding customized coverage that fits your needs.

That's why we're here at Canby Insurance & Investment. Our independent agents will always go above and beyond to provide excellent service. We work with you one on one because there's no such thing as a one-size-fits-all policy.

We're the local, family-owned insurance agency you've trusted since 1979. We're proud to be part of the Canby, OR community, and we offer coverage for Oregon and Washington. Let us know how we can support you and your insurance needs today.